Joseph Anthony

41 posts
Joseph Anthony is a tax professional in Portland, Ore., who writes about finance and tax issues affecting small businesses. © 2005 Microsoft Corporation. All rights reserved.
Small Business Financing
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Getting Small Business Financing: The Top 5 Mistakes

If you are looking to buy a business or franchise, financing is nearly as important as the business you buy. The right capitalization strategy can improve a small business or franchise’s ability to grow. The wrong capitalization strategy can leave the business starved for cash (from debt payments) or unable to reach profitability before the...
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Financial Savings: "Economic Case for Going Green"

Striving to be green and kicking off a startup business goes hand in hand.  This mindset of reducing consumption whether it is energy or cash, aligns perfectly with the idea of sustainability.  Customers are getting savvy about what companies are doing to reduce their impact and the simple truth is that any product or company...
greenwashing
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How to Avoid Greenwashing in Your Marketing Efforts

Being a better corporate business has never been as challenging, or as important as it is now. Even small startups have to consider this as they begin building their brand. With major social drivers like globalization and climate change, the scope of environmental concerns has widened, and these new issues are starting to affect consumers...
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Franchising – A Safer Path for Entrepreneurs?

If you were trying an aerial trapeze stunt for the first time, would you do it without a net and safety harness?  Probably not because chances are very good that you would fall. The same holds true for business ownership. If you’ve never been your own boss, doing it alone could be difficult, scary, and...
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How Much Money Can You Make as a Franchisee?

When looking into a franchise opportunity, one of the toughest pieces of information to get from the franchisor is how much money you might make. This can be frustrating because you’re not going to invest in a business until you have a good idea of what you can earn. But in most cases the franchisor...
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Tips for Flips

The f-word has been making a lot of headlines. In early 2007, more foreclosed properties are on the market than in the last 10 years combined. Five years ago, lending rates were low and people bought expensive homes they couldn’t afford. Homeowners with adjustable-rate mortgages cashed out equity to pay bills and raise their standard...
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The Greening of Business ? How You Can Join the Hot, Cool Trend

Green is trendy. From Wal-Mart and Home Depot to small mom-and-pop shops, businesses are concentrating on be environmentally friendly. While the idea of taking your product or business into greener pastures may seem difficult or costly, it ain’t necessarily so. Green business – sustainable, eco-friendly or natural – operates in a way that conserves natural...
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Franchising

Franchises are different from other types of startups for obvious reasons: They offer opportunities to deal in proven products or services, come with well-known or growing brands, have a set business structure and supplier network, and more. But behind those differences, aspiring business owners are drawn to franchising for the same reasons that most people...
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How to Deal with Knockoffs: Flattery or Flat-out Theft?

Rosie Herman was more than $75,000 in debt when she started her company. She'd maxxed out her credit cards on in vitro fertilization to have her twin daughters. Wanting to earn some extra money, the former manicurist created a salt scrub. She started by selling it to friends and neighbors; soon she was selling it...
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The Greening of Small Business ? Save the Planet, Plump Up Profits

Growing up near a coal-burning plant in Chicago, Marilyn Jones says she was often sickened by the polluted air. So when she started a commercial printing company in 1973, she decided to go green, replacing traditional petroleum-heavy ink with vegetable-based options. "I wasn’t a rich woman, but it was the right thing to do," Jones...
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Set your Salary as a Startup Business Owner

Kevin McQuire quit his job in California and moved to Illinois in late 2000 to start a language translation company using $15,000 in savings. With health coverage and other benefits provided by his wife’s job, he saw no need to pay himself more than a modest salary, just above minimum wage. As sales picked up...
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Formal Business Education

You want to start your own company but don’t have a “business” background or education. Do you need it, or can you just learn as you go? Then again, can entrepreneurship really be taught in a classroom? With classes for would-be business owners now a trend on college campuses nationwide, it’s time to take a...
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How to Write an Employee Handbook

Employee handbooks have changed dramatically over the years, evolving from coma-inducing wheezes about pencil disbursement policies and parking spaces, to no-nonsense edicts on 21st century issues like blogging, Internet use statutes and sexual harassment. Handbooks now serve as body armor against freewheeling lawsuits, discrimination cases and job actions against companies. “It’s as much a legal...
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Protect your Business from Pharming, Phishing and Other Online Spam Scams

Frequent e-mail warnings sent to the employees of E.W. Bullock Associates were not enough to prevent one of them from getting snagged by a phishing scam. “I e-mailed everyone in the office many times warning them about phishing scams and advising them to never follow a link in an e-mail,” says Brandi Thompson, Internet account...
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Incorporating a Business Out of State

Malik Lowry, a Detroit-area entrepreneur, is considering incorporating his hip-hop social-networking Web site in Delaware instead of his home state. Lowry expects fast growth for his site, Dfonic.com, and hopes for strong profits. While searching the Web, he found a number of financial advantages to incorporating in Delaware. "Delaware has no sales tax, personal property...
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Reeling in the Employees You Need

When MediaBistro's Nancy Hwang surveys the thousands of new job descriptions posted to the media jobs Web site each day, she makes mental criticisms: Too bland. Too vague. Too many typos. As associate director of MediaBistro's job board, Hwang helps employers write a pitch broad enough to attract a large candidate pool, but narrow enough...
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Preparing for the Worst of Nature

A destructive storm swept through Lancaster, N.H., in early 2006, knocking the city’s power supply out cold. It was an unfriendly greeting for Jennifer and Daniel De Moras, who had just moved from Boston to buy Memos of New Hampshire, Inc., a 30,000-item office supply business. Luckily, the De Moras had invested $20,000 in a...
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Going Public? Here

They say on Wall Street that the best way to get rich is to buy a dollar for 50 cents, over and over again. That’s the general idea behind initial public offerings – the financial market’s mechanism for buying stocks of newly minted public companies for a low price and selling them down the road...
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Doing the Right Thing

When you enter Mullanes Bar & Grill in Brooklyn, N.Y., you may not see a familiar face, but you’ll likely see a similar one. Like the city it calls home, the Irish pub reflects diversity in every aspect, from the menu to the management. According to the owner, having the best, whether it’s beer or...