Ray Clopton

Ray Clopton is the President and CEO of Wilbur, a new app-free, card-free loyalty rewards program that only requires a mobile number and first name. As a leading payments industry and technology expert with more than 25 years of experience, he has been a featured speaker at conferences throughout North America, Europe and Asia. Ray is a firm believer that every business should benefit every customer it serves, whether directly or indirectly. His commitment to this mission led to a big-business solution for small businesses: Wilbur, an ultra-simple, privacy-friendly loyalty rewards program built on 20 years of industry insights.