Sharita Humphrey

16 posts

Sharita M. Humphrey is an award-winning finance expert, money mentor and Certified Financial Education Instructor. Once broke and homeless, Sharita completely transformed her life and is now a successful entrepreneur and one of the most in-demand money coaches for individuals and business owners of color. In 2020, Sharita was named the National Financial Educator of the Year.

Woman sitting at desk counting money.

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5 Key Ways to Practice Financial Self-Care

Self-care is a concept that refers to practices that improve our well-being and reduce stress. Exercise, journaling, eating well, spending time in nature, and even having a nice bubble bath are all examples of self-care....

bySharita Humphrey

March 21, 2023

tax mistakes

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5 Mistakes to Avoid When Filing Your Taxes

The process of filing taxes may be intimidating and difficult, and if you're not cautious, you might make a mistake that costs you. Every year, it's the little things that cause taxpayers to pay more...

bySharita Humphrey

February 8, 2023

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10 Questions to Ask a Financial Institution Before Opening an Account

So, you want to open a personal or business bank account, but you’re not sure where to start? This guide is here to help. Here’s how to find a financial institution you can trust, important...

bySharita Humphrey

August 9, 2022

financial planner

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Questions To Ask Before Hiring a Financial Planner or Coach

You can make all the right money moves to set your business up for success, but sometimes, it may seem hard to do that without the right team behind you. Whether you’re planning a major...

bySharita Humphrey

July 7, 2022

tax filing

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8 Great Ways Tax Filing Benefits Your Business

Yes, you read the title right. Filing your tax return could potentially contribute something better to your business – and it’s the financial kind of betterment. Lest we think that only a certain group of...

bySharita Humphrey

June 9, 2022

money lessons

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Surprising Money Lessons Entrepreneurs Learned the Hard Way

"What business or money lessons have you learned the hard way?” A question like this calls the attention of entrepreneurs who have gone through difficult times with their valuable business lessons. This question not only...

bySharita Humphrey

May 9, 2022

financial literacy

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The Ultimate List of Books to Read to Sharpen Your Financial Literacy

Managing your finances should be taught in school. Unfortunately, this is not always the case. More than half of us live paycheck to paycheck. Similarly, nearly one-third of adults have no emergency reserves or savings....

bySharita Humphrey

April 18, 2022

credit reports

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Business Credit Vs. Personal Credit Reports: Why You Need Both

Personal credit is something you should be familiar with as a business owner. Having good credit, or being "creditworthy," makes getting financing easier when you need it. But do you know what your business credit...

bySharita Humphrey

March 28, 2022

business credit

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Simple Ways to Establish Business Credit

It's practical to learn how to establish credit for your business. However, before you start applying for loans, weigh the costs as well as the impact on your business. Once you are approved for a...

bySharita Humphrey

March 22, 2022

credit score

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How Soft and Hard Credit Pulls Affect Your Credit

If you want to apply for the best credit cards on the market, you must have a decent credit score. This means understanding how credit inquiries work. Different inquiries affect your credit score in different...

bySharita Humphrey

March 14, 2022

Sharita financial musts

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Award-Winning Finance Expert Shares 5 Financial Musts Before Jumping Into Entrepreneurship

So, you want to start your own business — in which you are your own boss and you’re in control of your professional destiny. You’re mentally ready to become an entrepreneur, but the question is:...

bySharita Humphrey

March 7, 2022

S Corporations

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Pros and Cons of Setting Your Business Up as An S Corporation

Whether you’re just starting out or if you’re thinking about expanding, you need to consider which legal structure is best for your business. No one option is best for every type of business. In fact,...

bySharita Humphrey

January 17, 2022

organization tools

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4 Organization Resources to Help Your Business Work Smarter

If you find yourself in the following situations, it may be time to get organized. There are resources to help. Is your work desk cluttered with piles of papers? Do you find yourself losing time...

bySharita Humphrey

December 21, 2021

bankable

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How To Make Your Startup Bankable

You’ve probably heard it countless times: “If you fail to plan, you plan to fail.” While it’s always a great idea to think about your long-term personal goals, this adage is even more applicable if...

bySharita Humphrey

December 3, 2021

microlending

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4 Key Reasons to Consider Microlending to Fund Your Startup

Among the financing solutions available to startups and small business owners, microlending is one of the more accessible. Also known as microcredit, microlending has been gaining popularity in recent years – and for good reason....

bySharita Humphrey

October 15, 2021

business finances

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Understand Your Business Finances Better by Answering These 5 Questions

A business owner faces many pressures, concerns and challenges and, perhaps, the biggest concerns revolve around money. Without it, the business can fail, creating a domino effect that can affect everyone involved in the business,...

bySharita Humphrey

September 17, 2021