personal credit Archives

4 Tips for Funding a Business When You Have Student Loans

Though the Biden Administration has moved to forgive hundreds of millions of dollars in student loans, student loan debt promises to linger for years for many, with repayment taking anywhere from 10 to 20 years....

byMeredith Wood

March 20, 2024

7 Exceptional Ways to Make Your Business Stand Out to Lenders

Searching for a small business loan can feel a little bit like hitting the dating scene. You’re researching lenders wondering, “Will they like me? Or will they reject me?” Working at Nav, where we’ve played...

byGerri Detweiler

April 26, 2021

7 Reasons Every Startup Needs a Business Credit Card

A business credit card is one of the most important financial tools in any startup's toolbox. It’s way more than just a personal credit card that you use for business dealings—it’s a unique, flexible form...

byMeredith Wood

December 16, 2020

4 Things You Need to Know About Establishing Business Credit

Establishing a strong business credit profile is an important factor in how a business’ creditworthiness is evaluated when applying for a small business loan. Granted, different lenders have different thresholds for creditworthiness, but the business...

byTy Kiisel

October 26, 2020

Leveraging Credit to Build a Healthy and Thriving Business in 3 Steps

Popular media would have entrepreneurs believe that money is the solution to all of their business problems. Although 84 percent of business failures can be attributed to being undercapitalized and suffering from inadequate cash flow,...

byTy Kiisel

September 30, 2020

Get Funded with Bad Credit: The Truth About Small Business Financing

If you’re a small business owner, your need for cash is often greatest in the period before you receive payments. The long-term health of your business may depend on your ability to purchase inventory or...

byRapid Finance

October 15, 2019

Which Business Credit Scores Matter the Most?

Not all credit scores are created equally. You likely already know that you have a personal credit score; it’s what you need to buy a car, get a mortgage, credit card, or even pass a...

byNav

September 27, 2019

Why You Should Stop Making Excuses and Start Building Your Business Credit

Your business credit score is a measure of its likelihood to honor its financial obligations. As such, this seemingly innocuous figure will significantly affect your ability to access credit – as well as the interest...

byCarl Faulds

December 14, 2017

The 5 Criteria You Need to Choose a Business Loan

Starting a business requires at least some upfront funding. You can attempt to be frugal and startup on a tight budget, but most businesses will require at least a few thousand dollars to afford initial product...

byLarry Alton

September 25, 2017

7 Tips to Secure Financing for Your Small Business

Commercial lenders are conservative by nature. They want to know their money is secure. They need to be confident that the borrower will be able to repay the loan or that assets that can be...

byAnne MacRae

June 29, 2017