Browsing Tag

business credit card

25 posts
business financing
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How to Grow Your Small Business with the Help of Business Financing

Relying on organic growth to scale your business can be tricky and unpredictable, making it difficult to plan for the future. Rather than relying on outside factors, take control of your business, and learn how to grow your small business with the help of business financing. You’ll be surprised at the variety of ways you...
loans for franchises
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The Best Loans for Franchises

Opening your own franchise is a smart decision if you're an ambitious entrepreneur. Being the owner of a franchise offers the flexibility to be your own boss, yet with the security of owning an already established brand. Like with any business, though, the costs of starting up can be pretty high and you might need...
business credit card
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7 Reasons Every Startup Needs a Business Credit Card

A business credit card is one of the most important financial tools in any startup's toolbox. It’s way more than just a personal credit card that you use for business dealings—it’s a unique, flexible form of financing that also delivers rewards and perks specific to what’s important to you and your business. If you’re starting...
financing
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5 Financing Sources for New Businesses

Many new entrepreneurs start their businesses with funds from their own personal savings, or by getting friends and family to help them get off the ground. But that’s not an option for everyone. What do you do then? Your first inclination is probably to try to get a bank loan. But it can be very...
thriving business credit
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Leveraging Credit to Build a Healthy and Thriving Business in 3 Steps

Popular media would have entrepreneurs believe that money is the solution to all of their business problems. Although 84 percent of business failures can be attributed to being undercapitalized and suffering from inadequate cash flow, money isn’t always the answer. With that said, capital is an incredibly valuable tool, that if used correctly, can fuel...
business loans
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Are Business Loans More Affordable Now Due to the Pandemic?

The COVID-19 pandemic has devastated the global economy in a number of ways. Unemployment is up, the stock market is down, and small businesses are struggling to make ends meet. While Congress approved some financial help for small businesses with the Paycheck Protection Program (PPP), that aid has since expired and efforts to extend or...
debit cards
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The Little Known Risk Your Business is Taking with Debit Cards

Angela Proffit rarely uses her business debit card. But one morning in December 2018, she was heading out for a long drive with a client of her consulting business. She had to fill up her gas tank and realized she had lent her business credit card to one of her team members, so she pulled...
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4 Smart Ways Business Owners Maximize Credit Card Rewards

Credit cards can make it all too easy to rack up fees and interest rates when we don’t pay off our balances, but for many entrepreneurs, they are what keeps cash flowing into our business. And with so many business credit cards offering cash back, travel redemption and other rewards, using a credit card can...
fund
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5 Realistic Ways to Fund Your New Business Venture

Most small business owners run into cash flow issues at some point in their entrepreneurial journey. It's a valid source of concern. Cash flow and lack of funding are primary reasons small businesses fail. And it may be the leading cause of your entrepreneurial angst.  If you're a first-time entrepreneur, some of the most recommended...
tools
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6 Essential Tools Your Startup Can’t Live Without

Believe it or not, the year and the decade are coming to a close. Now is the time time for business owners to start planning for an uncertain year ahead, not to mention the years to come.  Every startup has its own challenges to face—up and down sales, late invoices, hiring difficulties and more. On...
financing
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4 Ways to Get Financing Quickly Ahead of Small Business Saturday

If you’re a small business owner and are looking to drive traffic this holiday season, make sure you take advantage of Small Business Saturday. An annual event, this holiday has become a phenomenon: according to BusinessWire, an estimated 104 million U.S. consumers reported shopping or dining at local, independently owned businesses — and spent $17.8...
credit
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3 Credit Strategies to Ramp Up Your E-Commerce or Retail Business

Selling products, whether in a retail store or online through an e-commerce business, often requires inventory and supplies. Unless you have plenty of cash available to pay for those products or supplies upfront, you’ll probably wind up using credit. Here are three smart ways to leverage credit to ramp up your e-commerce or retail business....
Orange Sky Adventures
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How This Entrepreneur Used Savings and Credit Cards to Get His Dream Off the Ground

Dylan Gallagher is the founder of Orange Sky Adventures and White Wolf Private Tours, two San Francisco-based travel companies that takes tourists on customized trips across the United States. Whether their budgets are modest or they desire luxury accommodations, Gallagher prides himself on providing customers with the ultimate hospitality and the most unique experiences the...
small business loan
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5 Questions to Ask Before Applying for a Small Business Loan

Remember the old advice that heeds to “look before you leap”? When it comes to small business loans, you can translate that to “ask before you apply,” and it’s a crucial step for any entrepreneur considering financing. You’ve probably already thought of common questions like, “What will my interest rate be?” and, “How long is the...
side hustle
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12 Things You Need to Turn Your Side Hustle Into a Legit Business

Over 57 million people freelanced last year, and just about half of millennials in the workforce have freelanced. What does this mean for you and your side hustle? It’s more important than ever that you stand out in a crowded marketplace. While it’s important to increase your skills to be one of the top performers...
financing
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Entrepreneurs vs. Solopreneurs: What Are Your Financing Options?

Working Americans choose to start a business for any number of reasons. There’s increased flexibility and independence, as well as more ambitious goals, like fulfilling a lifelong vision or dream. According to the U.S. Small Business Administration, nearly 30 million Americans are small business owners as of 2017. And although those millions of Americans are...
small business loan
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The Top 5 Startup Business Loan Options for Entrepreneurs

High-profile startups raised billions of dollars from venture capitalists in 2017, according to TechCrunch data. Even if you weren’t one of the lucky ones to attract VC money, you have more options than ever before for getting a startup business loan. Think outside the box to get the funding you need, as your options go...
gig economy
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Many Entrepreneurs Hope Gig Economy Leads to New Career

The rise of the gig economy has reshaped the way Americans approach their careers. Just a decade or two ago, “moonlighting” was frowned upon by many employers, but attitudes have changed. Today, it’s not uncommon for full-time employees to have a side gig as they pursue their entrepreneurial passion or dream. Many entrepreneurs use the...